> For the complete documentation index, see [llms.txt](https://whitepaper.xbank247.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://whitepaper.xbank247.com/xbank-services/x-loans.md).

# X-Loans

If a client wants to preserve their present assets but is still looking for a new opportunity to invest, they can use the current asset as collateral to borrow rather than selling it completely

This gives the user liquidity (working capital) without requiring them to sell a current asset.